The right health insurance, explained simply.
Answer a few easy questions. We compare top Indian plans and show you what each one really covers.
Free · Takes 2 minutes
No spam calls
We only reply when you message us.
Your data stays private
Never sold or shared without asking.
Plans compared fairly
Same Dost Score rules for every insurer.
Free guidance
No fee to compare or ask questions.
₹21
per day
Your daily chai costs more than staying protected ☕
Good health cover starts at about the price of a cup of tea a day — and one hospital stay can cost lakhs. CoverDost helps you pick the plan that actually pays when it matters.
More ways we help
Fair comparison
Plans side by side with clear pros and cons.
Dost Score
Upload your policy and get a score out of 100.
Hospitals near you
Check cashless hospitals for your pincode.
Learn the basics
Waiting periods, co-pay, room rent — in a few lines.
1. Tell us about your family
Who to cover, ages, any health conditions.
2. See scored plans
Benefits, drawbacks and real costs, side by side.
3. Get a quote on WhatsApp
A real advisor sends your personalised quote.
Common questions
What is the Dost Score?
Our own 0–100 health check for a policy. It starts at 100 and drops for things that can cut your claim — low cover, room rent limits, co-pay, long waiting periods, no restore benefit or treatment caps.
Is CoverDost free to use?
Yes. Comparing plans, checking your policy and asking Dost are free. You pay only the insurer's premium if you decide to buy.
Will I get spam calls?
No. We contact you only on WhatsApp when you ask us to.
How much health cover do I need?
A simple rule: at least ₹5 lakh for one person and ₹10 lakh for a family in a city. A super top-up is a cheap way to add more.
Are my existing illnesses covered?
Usually yes, after a waiting period of 1–3 years. Always declare them honestly when buying — hiding them can lead to claim rejection.
More questions? Ask Dost →